Maybe “health” is the wrong word
health appleThere has been a lot in the news lately about so-called “health”care reform. First of all, I think we should call it what is- SICK CARE. The current system is based on a model of treating people once they get sick instead of helping them to not get sick in the first place. This model can work when you’re treating people for self-limiting illnesses like a cold or a sinus infection. It can also work really well in traumatic cases like getting hurt in a car accident or a broken bone. But it doesn’t work very well when it comes to degenerative disease like arthritis, diabetes, heart disease or cancer because the best way to treat these illnesses is to not develop them in the first place.
The medical establishment would have you believe that these are inevitable signs of aging, but they are not! Good health is your birth right! Think about it- there has been an alarming trend of these diseases showing up in younger and younger individuals over the past 30 years. If such diseases were unavoidable signs of aging then 1.) why are they becoming more prevalent in younger individuals and 2.) how would humans have survived this long if each generation became increasingly susceptible to these diseases at a younger age?
So what’s the answer? The answer is that we need to change the model.
We need to move from a sick-care model to a real healthcare model- one that actually prevents chronic disease!!!!
Unfortunately, It doesn’t look like the politicians have grasped this concept yet. Mandating insurance coverage for the 33 million uninsured Americans is only going to make the problem worse, and with Big Pharma pulling the purse strings, of course Washington isn’t going to have the guts to truly reform the system. So that leaves it up to you and I I’m afraid. What to do? Opt out.
What?!?! Did I really just suggest that you opt out of healthcare insurance? Well, yeah.
They say that money is power, right? So when you pay money to your health insurance company, who are you giving the power to to decide what kind of healthcare your receive? That’s right, your insurance company. They decide what quality of healthcare you receive by what services they will or won’t cover. Ever wonder why you wait 30 minutes to see your doctor for 30 seconds??? It’s economics. The insurance company keeps cutting the services it will pay for (to increase their profits), so your doctor has to squeeze more people into the schedule to make enough money to stay in the business of helping people.
You don’t have to participate in this broken system. There is a way for you to keep the power to decide what quality of care you receive. And it’s as simple as paying cash for it.
When you pay for healthcare services directly, you and your healthcare provider decide what is the best care for you, not some faceless person sitting in a cubicle in a big, windowless office building in some random place like Des Moines, Iowa. The advantage of this is clear- because you have a relationship with the person treating you, they are going to treat you like a human being, not just another policy number. Of course, the caveat to this is that you must find a practitioner who is also brave enough to opt out of the insurance rut. I’ve had many people ask me why we don’t take insurance. The answer is simply that I want to give my patients the best possible care I can give them, not just what their insurance company will pay for.
Yes, this requires a bit of sacrifice on your part, initially, but it pays off in the long run. It pays off when you reach retirement and don’t have to take 5-9 different prescriptions for “maintainence” drugs to manage high blood pressure, diabetes, cholesterol, etc. It pays off when you only have to see you doctor for a yearly check-up because you just don’t get sick anymore. It pays off when you don’t have to take time off of work to go to endless doctor’s appointments, or have numerous tests or procedures done. And most importantly, it pays off when you still have the energy and vitality to enjoy life.
So go ahead and have insurance for the “God-forbid” scenarios. But just remember that as with anything in life, you get what you pay for.